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AU Altura Credit Card - Earn reward points every time you spend

Card Highlights

  • Share this Deal & Your Friends can Enjoy the limitless spending and wide variety of benefits like cashback, Fuel waiver, railway lounge benefits & more with AU Altura Credit Card
  • Get 5% Cashback on minimum Rs 2,500 retail spends done within first 60 days of card setup
  • You Earn Flat Rs 1540 Profit on Card Activation

FEATURES OF THE CARD

  • 2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments (Maximum cashback per statement cycle is Rs 50)
  • 1% Cashback on all other retail spends (Maximum cashback per statement cycle is Rs 50)
  • Get additional cashback of Rs 50 on completing a minimum of Rs 10,000 retail spends in every statement cycle
  • 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra
  • 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country
  • Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

PARTNER DISCOUNTS

  • 10% Instant Discount upto Rs 1,000 per month on Flipkart Orders Above Rs 10,000
  • Additional 10% Off upto Rs 1000 on Myntra
  • 10% off on Swiggy Instamart (Upto Rs 100 per month) on Orders Above Rs 500
  • 15% instant discount upto Rs 300 per month on Tata CLiQ Orders Above Rs 500
  • Flat Rs 100 off on Groceries upto Rs 100 on Blinkit app orders above Rs 1000

FEES & LIST OF ALL CHARGES

  • Joining Fees: Rs 199 + applicable taxes (Joining fees will be waived off, if the user spends Rs 10,000 within first 90 days of card issuance)
  • Annual Fees: Rs 199 + applicable taxes (Annual fees will be waived off, if the user spends Rs 40,000 within the first anniversary year)

ELIGIBILITY CRITERIA

  • Required Age: 21-60 years
  • Employment status: Salaried or Self-Employed
  • Income: Rs 25,000 per month (Salaried and Self-employed)
  • Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000
  • No Delayed Payments in the last 12 months
  • Required Credit Score: 700+

DOCUMENTS NEEDED

  • Valid PAN Card
  • Aadhar Card - should be linked to Mobile (For EKYC)
  • Address proof
  • Income Proof (if opted for Income surrogate)

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