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Card Highlights

Why Should You Apply For Irctc Hdfc Bank Credit Card

  • Welcome voucher worth Rs 500 on card activation within first 37 days of Card Activation
  • 5 Reward points for every Rs 100 spent on IRCTC ticketing website & Rail Connect App
  • Additional 5% Cashback on train ticket bookings via HDFC Bank SmartBuy
  • Credit Card to UPI - The HDFC IRCTC Credit Card can be linked to your UPI
  • Annual fee waiver on annual spends of Rs 1,50,000 or more

Other Amazing Offers

  • 8 complimentary access to select IRCTC Executive Lounges every year (2 per quarter)
  • 1% fuel surcharge waiver at all fuel stations across India (on minimum transaction of INR 400 & maximum transaction of INR 5,000. Maximum waiver of INR 250 per statement cycle)
  • Upto 50 days of interest free period on your IRCTC HDFC Bank Credit Card from the date of purchase
  • Revolving Credit : Available at a nominal interest rate on your HDFC Bank Rupay IRCTC Credit

Eligibility Criteria

  • Age group: 21-60 years
  • Employment status: Salaried or Self-Employed
  • Minimum Income: Rs 25,000 per month (Salaried)
  • Minimum Income: Rs 6,00,000 per annum (Self-Employed)

Documents Needed

  • Address Proof - Aadhaar, Passport, Latest utility bills
  • ID proof - PAN, Voter ID, Passport
  • Income proof - Bank Statement, Salary Slips

Fees & List Of All Charges

  • Joining Fees: Rs 500 + GST
  • Annual Fees: Rs 500 + GST

 

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